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Javier Garcia Insurance
Javier Garcia Insurance
Your Florida Family Broker


  • Florida Medicare Quotes 
    ​Javier Garcia, Palm Bay Broker

    Florida Medicare – Plans That Keep You CoveredAdvantage, Supplement, Part D—We'll pick what saves you money. 
    No hassle
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Insurance Services /
Medicare
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Medicare Broker

I'm Javier Garcia—Palm Bay local, licensed for Medicare & health. I help retirees avoid the traps: surprise bills, high premiums, missing perks. Whether you're turning 65 or switching plans, I'll make it easy and I'll make myself available if you have any questions.



Why Choose Me?
  • Florida Medicare specialist – licensed & local
  • Free 2026 plan comparisons – text your zip & birthday
  • Zero sales pressure – I explain, you decide
  • Real reviews from Brevard County folks
  • Family-run – we treat you like ours



Best Life Options for Floridians Right Now:
  • Medicare Advantage – All-in-one: doctor visits, hospital, drugs, even dental/vision. Often $0 premium.
  • Medicare Supplement (Medigap) – Covers gaps Original Medicare leaves—like 20% coinsurance. Peace of mind.
  • Part D Prescription Drug – Cheaper meds. I'll match your list to the best plan.
  • Extra Perks – Gym memberships, meal delivery—some plans throw 'em in.

FAQ

FAQ
Do I need to switch every year?

Not always, but I'll check for you

What's covered?

Hospital, doctor, drugs—depends on plan. I'll break it down. 

Can I change later?

Yes, you can change every year during open enrollment. 

Can I keep my doctor?

Most Advantage plans let you—I'll confirm.

What insurance carriers do you work with?

I work with a variety of reputable insurance carriers to provide my clients with the best coverage options. Some of the carriers I collaborate with include but are not limited to United Health Care, Aetna CVS, Cigna, Molina, Oscar, Ambetter, Americas, Mutual of Omaha, Americo, SBLI, Foresters, American Amicable, John Hancock, and Assurity, to name a few. By partnering with multiple carriers, I am able to offer my clients a wide range of insurance products, ensuring that they receive tailored solutions that meet their unique needs.

How long does it take you to respond to questions or problems?

I understand the importance of timely and effective communication. We strive to respond to all inquiries and concerns within 24-48 hours of receiving them depending on the complexity of the issue. 

Book your Appointment

Some of our Partners

These are some of your partners. They play a mayor roll on making sure we can offer you the best products available to your needs.

United health care
SBLI
Mutual of Omaha
Aetna
Ameritas
Foresters
Fildelity
Ethos
Health First
ING life insurance
Assuring
AARP
Fidelity
Humana
Ambetter health
Cigna