Commercial Insurance Broker
Running a business in Florida comes with unique risks. At Javier Garcia Insurance, I help Palm Bay and surrounding area business owners protect their operations with the right commercial insurance solutions.
As an independent agent, I compare options from multiple carriers to find the best combination of coverage and price. Many businesses save significantly by bundling policies. I understand local needs — whether you run a retail store, contractor business, restaurant, or professional office in the Palm Bay area.
Our Personal Insurance options include:
- Business Owners Policy (BOP) – Combines property and liability for small to mid-sized businesses
- General Liability – Protects against customer injuries, property damage, and advertising claims
- Workers’ Compensation – Required coverage for your employees
- Commercial Auto – Fleet vehicles, delivery trucks, and company cars
- Commercial Property – Buildings, equipment, inventory, and tools
- Professional Liability (Errors & Omissions) – For service-based businesses
Why Choose Javier Garcia Insurance for Your Business?
- Personalized attention from me, Javier Garcia — your local agent
- Expert guidance on Florida business risks and regulations
- Competitive rates without sacrificing protection
- Ongoing support for policy reviews and claims
Request your Free Quote now!
Call Javier Garcia Insurance in Palm Bay at 321-429-1182 or fill out the form below.
I’m here to help you find the right personal insurance coverage with confidence.


